Currently getting a home loan may seem almost impossible, and in reality, it isn’t. It is simply that sometimes we do not give ourselves the task of comparing viable options that fit our budget and needs. If you wish to purchase a house or apartment, we help you by comparing two credits for Firm Credit and Metamex Credit.
The best home credit
You may expect in response the name of a loan that will magically bring the house of your dreams to you immediately. Sorry to disappoint you, but as such, that credit does not exist. What does abound are the home loan options with different financial conditions, from which you can take advantage to benefit as much as you can.
For example, here we present two credit options to buy a house from two different banks with the same term to be settled. Although you have both the same 15 years to finish paying your home between both options, there are differences that can help or harm your financial situation (It all depends on your specific case and credit conditions).
Look at the example:
This home loan has the peculiarity of being accessible to people who do not have a large part of the total housing and must only give a 20% down payment and can lend you up to $ 10,000,000.00 for the purchase of your home, which should not exceed $ 6,000,000.00 as total value. For your benefit this credit does not have an opening commission and the notarial expenses that you must cover amount to 8% of the value of the credit.
How to get it?
If you have a good credit history in the Credit Bureau , a provable salary exceeding $ 10,000.00, one year old in your employment, your age is between 25 and 75 years and you can cover the initial expenses including the hitch this credit can be yours.
Although this credit, although it manages an average CAT and a higher down payment, it has the advantage of offering you unlimited amounts, that is, with it you can acquire the home you want regardless of its value. The cost of notarial expenses amounts to 7% with respect to the amount of the credit and can be used to acquire a new or used home.
How to get it?
If you have a good credit history in the Credit Bureau , you are a salaried employee who can prove a salary higher than $ 15,000.00, you have a year of employment in your employment between 26 and 69 years old and you can cover the down payment and the initial expenses this credit is for you.
Do not miss the house of your dreams, getting a mortgage loan is not impossible, it is simply a matter of searching and buying different options in order to find the most appropriate to your current conditions.